Credit Needed to Qualify

Credit scores are calculated by the three main credit bureaus (Trans Union, Experian, and Equifax) and range from 300-850. The higher the score, the better the credit. Credit scores are very important in determining who can qualify for a home loan, and what the terms of the loan will be.

Sometimes there are mistakes on credit reports. I can advise you on how to correct those mistakes and raise your credit score.

Although credit scores are an extremely important part of the mortgage loan process, there are other very important factors as well, such as job history and down payment, which may help to offset a somewhat lower credit score.