Items Needed for the Loan Application

  • A full thirty days of your most recent paycheck stubs
  • Two months of bank statements, ALL PAGES (checking, savings, etc.)
  • 401K, Thrift Savings Plans, IRA and Stock Investment statements (all pages)
  • W-2s for last two years
  • Tax returns for last two years – ALL PAGES and schedules
  • Copy of your driver’s license
  • Copy of your social security card

Please provide the following if applicable:

  • Divorce Decree, fully signed and executed, all pages and child support paperwork if separated
  • VA loan only-DD214, Certificate of Eligibility and Termite Inspection if you are purchasing
  • If you own a rental property: rental agreement, property taxes and homeowner’s insurance
  • If you own a property free and clear: release of lien, property taxes and homeowner’s insurance

Refinance information: (in addition to the information above):

  • Current mortgage statement
  • HUD-1 Settlement statement (this is part of your previous closing documents)
  • Survey of your property
  • Homeowner’s insurance policy
  • Tax statement on your property
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