Investor Loans

With the tightening of the credit market, it has become more difficult to qualify for an investment-property loan, but not impossible.

Important information includes:

  • You will need to have at least a 20% down payment for a traditional loan.
  • Your credit score is very important and will greatly influence the terms of your loan.
  • It is very important to have enough reserves to cover both your personal and investment-related expenses for at least six months. If you have more than one rental property, you will need enough reserves to cover each one.
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